Tag Archives: Hillary Clinton

Optimized Retirement

This week we have a hard look at your optimized retirement. Make sure you are not missing something in your retirement planning. Plus, keep a keen eye on your retirement plan … what is your goal and what is your strategy?

Optimized Retirement – never miss a trick.
If you are like most, you are behind the curve on saving. Here are some tips to beef it up as quickly as you can. 7 Retirement Planning Steps Late Starters Must Take
We can’t say it enough, make the most of your tax advantaged retirement plans. Four 401(k) Benefits You Should Take Advantage Of
This is not what you may think … beware of concentration in one company’s stock … your company. Wells Fargo Is Your Last Warning: Check Your 401(k)
No surprise here, but the mistake is pretty simple, be more aggressive. Over 50% of Americans are Making This Colossal Mistake How to Get Over Your Worries and Invest Like You Should for Retirement
If you are close to retirement, read this now. 5 Things Near-Retirees Need to Do Before Calling it a Career

Optimized Retirement – do your planning and start early.
This one is not precise, but it is thought provoking, and that is what matters. How Do You Know How Much Income You Need In Retirement?
Planning is great, but you need to act, too. Here are some reminders on that front. Retirement Planning Moves to Make Right Now
Here is an interesting blog focused on retirement income planning. Fish around, you may find something that strikes a chord. The Retirement Cafe
This blog is a little more basic, explaining some fundamentals, but that does not mean it is not worth a look. The difference between a managed fund and an index fund, for example, may be a worthwhile read for some. AssetBuilder

Optimized Retirement – this crazy election threatens to tear us apart, don’t let it.
For one thing, this is not the first time. The Top 10 Ways 2016 Presidential Politics Are So 1840
Now I will say this again, for those who get this far down, I take no side in this and feel everyone should educate themselves about each candidate … since most agree there is no perfect solution this time. So, with that in mind, I give you some interesting background reading. Even critics underestimate how catastrophically bad the Hillary Clinton-led NATO bombing of Libya was The Daily Trump The Clinton Russia Fiction HSBC case blows lid off Clintons’ offshore empire

Memorial Day

This weekend we celebrate Memorial Day. Perhaps celebrate is too strong a word, or maybe we tend to lose sight of the reason for the holiday. Indeed, it is far too easy to get caught up in the ‘start of Summer’ mayhem typical for the cherished long weekend. So, I give you some perspective: since the Revolutionary War, US forces have suffered 1,354,000+ deaths and 1,498,000+ casualties (source: https://en.wikipedia.org/wiki/United_States_military_casualties_of_war). Of course, these days we hear a lot about PTSD and the epidemic of suicides in our veterans. When you are enjoying your weekend, I implore you to reflect a moment on the sacrifice made by these brave men and women to make that possible.

Busy week in the Presidential race.
Defying all odds, Donald Trump surpassed the 1,237 delegates necessary to secure the Republican nomination. Just what are we in for this Fall?
Meanwhile, Hillary Clinton continued to have a rocky path to the Democrat nomination, with Bernie Sanders staying wholeheartedly engaged in the race and the State Department Inspector General releasing a scathing rebuke on the email server scandal. The Washington Post is the last place you expect to see critic of Mrs. Clinton, but Washington Post scorches Hillary Clinton in scathing editorial slamming her email setup. Even the AP is calling her to task: AP Fact Check: Clinton misstates key facts in email episode and Clinton email use broke federal rules
Even found a couple of good analysis pieces for your reading pleasure. How Hillary Loses and Trump, Clinton and Sanders: What’s the difference, fiscally speaking? Hint, it’s not a pretty picture.

As we enter peak travel season, some tips.
Do what you can to improve your travel experience. Travel like a CEO: Five experts on how to master the business trip  and 13 Hacks for traveling like the 1% at no cost
Don’t get greedy, though, there are plenty of traps out there, too. Fraudulent hotel booking sites are more common than you might think – here’s how you can spot them
When you get to your destination, have fun. Amazing bars around the world to drink at before you die

Retirement Security

Today we will focus our energy on Retirement Security. Fact is I often harp on fees and generating income, but keeping a sharp eye on your retirement security is equally important.

Retirement Security: Protecting what you already have.
I really like this one because it does what it says, gives you a simple set of rules you can easily follow to help ensure your retirement security.  For Investment Success, Keep it Simple
This one is a little more complex, but it pretty clearly explains the tools you can use to get you retirement security through protecting your downside risk.  Protect Your Portfolio Like a Pro
One way to protect what you have is to be prepared for ‘unexpected’ expenses. This study shows what has tripped up retirees before you. 17 unexpected expenses in retirement
As expected, the government is planning to do more to help your retirement security, too. Of course the DOL Fiduciary Rule is out there now and will go into effect by 2018, but that only covers your qualified money, i.e. 401(k), 403(b), IRA, KEOGH, etc. Now the SEC has announced they are following suit on the non-qualified money. No doubt the industry will bellyache and it will take a while, but it should be a good thing in the balance. We just hope there are few unintended consequences, like the potential for smaller investor (most people) to be frozen out of personal financial planning and advice. SEC plans to propose fiduciary rule next April

Construction Marvels Opening: These two projects represent meaningful change.
The Alps by their very nature are a natural obstacle of immense proportion. Here and there they have been breached in various, physical ways, but this takes things to a new level. Switzerland is opening the world’s longest-ever railway tunnel
On a much more impactful note, for the US economy, the Panama Canal expansion is finally set to open. The new Panama Canal is opening soon and will cause an ‘evolution’ in a vital US industry

A little entertainment from the coming election.
The Trump secret is finally out there … it’s all about Mar-a-Lago. Trump could win noise battle with the airport if he is president
The good and the bad of being in the public eye for ever. Clintonism screwed the Democrats: How Bill, Hillary and the Democratic Leadership Council gutted progressivism
Then there’s the other Trump secret … what’s up with that? A hair surgeon explains what’s going on with Trump’s hair